Credit union liquidity needs are as different as the members they serve. Kansas Corporate offers a variety of liquidity solutions to ensure meeting those varying needs.

Click here for more information on the Kansas Corporate Liquidity Solutions.

Settlement Line-of-Credit
Advances are primarily for settlement purposes and occur on an overnight basis. Once approved, all advances and payments are made on a demand basis and the interest rate is subject to change daily.

Term Loan
This loan type couples a set maturity with a fixed interest rate and grants members’ access to loans up to 5 years in duration. Term loans help lock in funding costs in a rising rate environment and are an alternative to high cost member certificates.

Asset-Backed Loan
Designed to allow members access to additional funding on a term basis by pledging assets as collateral for the loan. Advances are for a specific term and the interest rate may be fixed or variable and is determined at the time of the advance. As Asset-Backed loans are advanced, the member’s Settlement Line-of-Credit amount may decrease.

Committed Line-of-Credit
Ensures members have guaranteed access to a competitively priced source of liquidity when other sources may not be available. The Credit Committee must review all committed line-of-credit requests. The interest rate is 25 basis points lower than the settlement line-of-credit but incurs a monthly fee. Advances and payments are made on a term basis and priced at a fixed rate.

Reverse Repurchase Program
Participants in the Network Securities Safekeeping Program (NSSP) have access to the Reverse Repurchase Program simply by having their securities held in safekeeping through Kansas Corporate. This program allows NSSP participants to borrow funds against their securities held in safekeeping, while maintaining ownership of said securities.