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MemServe, LLC

MemServe, LLC, a Credit Union Service Organization (CUSO) established in 1985, directed by employees of MemServe owner credit unions, your credit union peers, and administered by Kansas Corporate Credit Union, your corporate, has created a shared cost environment that brings credit card solutions to your members, affordably and efficiently, without draining your human resources.

MemServe's CUSO structure provides a cost environment that allows credit unions to share costs associated with issuing VISA credit cards to their members.  By doing so, processing expenses from VISA USA and our card processor, FIS, are shared by all user credit unions, as collectively, the volume exceeds minimum processing fees.

Your credit union benefits from creating a strengthened competitive position by meeting one more member need and keeping their credit card business with you, an increase in loans outstanding without a correlating increase in employee workload, payment processing via lockbok by MemServe staff and of course, increased revenues - interest income, fee income and interchange income!

Your members benefit as multiple card offerings ensure members of all incomes and history can be approved, complete shopping confidence based on account and card security features, tracking available on their schedule as internet access is provided 24/7, $250,000 in common carrier Travel Accident insurance, rewards, and SO much more!

Credit unions that want to become a MemServe, LLC, owner and issuer make a minimal capital investment in the CUSO and pay very nominal processing fees, many of which are simply pass-through from VISA USA and FIS.  Call or email Judy Kampsula, KCCU Card Services Manager, for a FREE analysis at 800.243.0017 | Ext. 103 or judyk@kansascorporate.org.




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